Overlap’s Privacy Policy, Terms of Service, & Refund Policy


Privacy Policy


We respect your privacy. This means:
  • We do not sell your data
  • We do not use your data for advertising targeting
  • We only collect and store data when it is necessary to operate our product

This document explains what we collect, why we collect it, and how we handle it.

1. What We Collect

We collect only the information needed to provide and improve our product. This may include:
  • Account information (e.g., email, name) if you create an account
  • Usage data (e.g., interactions with the product, features used)
  • Device or technical data (e.g., browser type, app version)
We aim to minimize what we collect wherever possible.

2. How We Use Your Data

We use your data only to:
  • Provide and operate the product
  • Improve performance, reliability, and user experience
  • Respond to support requests
  • Ensure security and prevent abuse
We do not use your data to build advertising profiles or target ads.

3. Data Storage
We store data only when necessary to run the product.
  • Data is retained only as long as needed
  • We take reasonable steps to protect your data
  • We aim to delete or anonymize data when it is no longer required

4. Data Sharing

We do not sell your personal data.

We may share limited data only in these cases:
  • With service providers who help us operate the product (e.g., hosting, analytics)
  • When required by law
  • To protect the safety, rights, or integrity of our users or systems
All third parties are expected to handle your data responsibly.

5. Your Control

You have control over your data:
  • You can request access to your data
  • You can request deletion of your data
  • You can stop using the product at any time

6. Security

We take reasonable measures to protect your data from unauthorized access, loss, or misuse. However, no system is completely secure.

7. Children’s Privacy

Our product is not intended for children under 13 (or the applicable age in your region), and we do not knowingly collect data from them.


8. Changes to This Policy

We may update this policy from time to time. If we make significant changes, we will notify users where appropriate.




Refund Policy


Effective Date: May 29, 2026

Purchases & Billing All purchases of Overlap Chats subscriptions or credits are processed securely through our payment platform. By completing a purchase, you agree to be charged the listed price.

Refund Eligibility: When a user opens Overlap, it consumes tokens and costs us money, thus refunds are not guaranteed. We generally offer refunds within 3 days of purchase if you have not used the product in any meaningful way (e.g., no sessions initiated, no credits consumed). Refund requests submitted after 3 days, or after active use has begun, are not eligible.

How to Request a Refund
Email us at support@overlapchats.com with your order details and reason for the request. We aim to respond within 2 business days.

Exceptions Partial refunds are not available for partially used credit bundles. Subscription renewals are non-refundable once processed; you may cancel anytime to prevent future charges.



Terms of Service


Effective Date: May 29, 2026

1. Acceptance By accessing or using Overlap Chats, you agree to these Terms. If you do not agree, do not use the service.

2. Eligibility You must be at least 18 years old to use Overlap Chats. By using the service, you represent that you meet this requirement.

3. Use of the Service Overlap Chats is provided for personal, non-commercial use. You agree not to misuse the platform, including but not limited to: attempting to reverse-engineer the product, sharing your account, or using the service for unlawful purposes.

4. Intellectual Property All content, branding, and technology associated with Overlap Chats is owned by or licensed to us. You may not copy, modify, or redistribute any part of the service without written permission.

5. User Content You retain ownership of any content you submit. By submitting content, you grant us a limited license to use it solely to provide and improve the service. We do not sell your data to third parties.

6. Disclaimer of Warranties Overlap Chats is provided "as is" without warranties of any kind. We do not guarantee uninterrupted or error-free service.

7. Limitation of Liability To the fullest extent permitted by law, Overlap Chats and its operators shall not be liable for any indirect, incidental, or consequential damages arising from your use of the service.

8. Termination We reserve the right to suspend or terminate accounts that violate these Terms.

9. Changes to Terms We may update these Terms at any time. Continued use of the service after changes constitutes acceptance of the new Terms.

10. Governing Law These Terms are governed by the laws of the jurisdiction in which the operator is based.

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